FHA Maximum Loan Amount Search Search by County...
FHA's maximum loan amounts varies, depending upon the county where you live. It is critical that the your loan amount, including closing costs (if you finance your closing costs), not exceed the maximum loan amount in your county set by FHA.
There are no income limits on FHA loans.
FHA offers more relaxed credit quality, income, and asset requirements.
You can use a non-owner occupant as a co-borrower. In other words, your co-borrower doesn't have to live in the home with you.
If rates should fall and you want to refinance, you won't have to pay for a new appraisal or credit report.
Basic FHA Loans allow you to purchase a home with as little as a 3% down payment. In many cases the down payment can come from a gift by a friend, relative or co-worker.
FHA home rehabilitation loans allows you to borrow money additional to the purchase price for home improvements, such as a newkitchen, roof, swimming pool, bathroom remodel, room addition, etc.
The mortgage insurance premium (MIP) paid on an FHA loan can be higher than on standard (conventional) financing.
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